What Parity Investments is about
Empowering Investors through education and collective action
The financial services industry typically divulges as little information as possible, relying on mystique to help justify fees and incentives.
Education and information sharing will be used to challenge this paradigm
The power as a collective
By mobilising savers to act as a collective, we will also seek a more equal balance of power between the providers of savings products and savers

This is the start of a journey for us, and as a start we will focus on a couple of simple ways of improving outcomes for savers
Short term savings
Promoting the reform of the Money Market Fund industry
-
Some products such as Money Market Funds are essentially good and well used, but fees charged are too high and savers are not choosing the funds that provide the best and safest returns
-
Many Money Market Funds charge fees out of line with the effort involved and the volumes now invested in this space
Longer term savings
RSA Retail Savings Bonds offer the best interest rate investments available in South Africa.
-
Some excellent products are simply not known well enough – for example RSA Retail Savings bonds which are the best interest rate investments available in South Africa.
-
These bonds are generally under-appreciated and under-used, mainly because they offer no fees to advisers and are out-marketed by lesser products sold by the large institutions.
-
The Fixed Rate bonds have an option to re-start should rates rise, removing the risk usually associated with Fixed rate investments. To both promote these investments and to help investors to actively manage them, we provide a free website and portfolio management tool: